“image Top Three HSA Approved Purchases That Can Help Reduce Employee Stress - FBMC Benefits Management, Inc.
Top Three HSA Approved Purchases That Can Help Reduce Employee Stress

May 19, 2021

It has been a stressful year, and what could be better than taking a second for some self-care. With a Health Savings Account (HSA), patients don’t need to pay out-of-pocket for services and items that qualify as medical expenses. With all the flexibility and savings provided by the HSA, take a moment and consider spending those funds that can improve health and reduce stress.

One way to reduce stress is through alternative therapies like chiropractic support or acupuncture. Chiropractors help with musculoskeletal pain which includes aches or inflammation. Patients can benefit from soft tissue therapies for muscle relaxation, adjustments, or exercises to help relieve tension and improve range of motion. Another alternative therapy to try is acupuncture. Quite famously, this kind of treatment involves the practice of inserting hair-thin needles into the skin. The needles are placed in specific areas and is considered a way to stimulate the body’s natural healing process. Acupuncture is thought to help with different conditions like headaches, cramps, nausea, or fibromyalgia. Both acupuncture and chiropractic care are eligible for HSA spending.

HSAs are great for funding activities and exercises that support a patient’s health. Consider a weight loss or exercise program that helps treat obesity, hypertension, heart disease, or any program that meaningfully supports the proper function of a patient’s body. Any fees incurred at a gym or health club for specific activities related to supporting a patient’s health can be paid via HSA funds.

With the help of an HSA, patients already have funds available to seek help for managing stress with a mental health professional. When it comes to stress, a therapist can help identify major aggravators or help a patient confront difficult emotions that contribute to stress. Patients can also learn helpful coping mechanisms that improve daily life.

Keep in mind that purchases made with an HSA must be primarily used to alleviate or prevent a physical or mental disability, or illness1. For a complete list of expenses check with your HSA administrator. 

1 https://www.irs.gov/pub/irs-pdf/p502.pdf