Smart Health works.

Smart Health powered by SimplePay Health delivers a different healthcare experience — one that is streamlined and simplified so members save time and money.

Seamless experience

Using Smart Health is easy and intuitive, like any other consumer shopping experience.

Price assurance

With Smart Health, there are no up-front out-of-pocket costs, just one succinct monthly statement for the price shown.

Familiar bill pay

With Smart Health, members can pay how they prefer: online, via mail or by phone. There are no surprise charges or add-on fees.


Smart Health delivers higher member engagement, greater satisfaction, and meaningful cost savings.

The health plan everyone’s happy to see.

  • Member Easy to use. Clear, upfront pricing. High-quality care.
  • Employer A better healthcare experience that saves time and money.
  • Provider No more billing and debt collection, just delivering quality care.
  • Broker Less complicated, more streamlined. A plan that will save your clients money.

Smart Health streamlines the member experience into short, easy steps.

1. Look for service. Find providers on the app, web or over the phone using your Health Pro.

2. Compare options. Clear pricing and provider ratings offer choice based on quality and price.

3. Get great care. Present SimplePay ID card at time of service, no payment required.

4. Review monthly statement. Enjoy price certainty and only pay the cost selected up front. No add-ons or surprise bills.


10 to 20% reduction in employer and member plan costs


117% Increase in top provider utilization


92% of members want to keep this plan over previous plan

Find Out More Today!