Risky Benefits Podcast: Season 1, Episode 08

May 14, 2020

To Spend or To Save, That Is the Question

Recorded via video conference under the Florida shelter-in-place order during the COVID 19 pandemic.

No one was prepared for a national emergency, but we here at FBMC want to arm you with the best information so you can make the best choices. If you’re in a bind and need to dip into your 401(k) or the market volatility is worrying you, then click “Play” on, “To Spend or To Save, That Is the Question,” for all the help you’ll need. 

To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.

More About Our Guest: 

Steve Hiraga

Steve Hiraga

Certified Financial Planner™ and Chief Compliance Officer

As a fee-only financial advisor based in Tallahassee, Florida I act in a fiduciary role, meaning that I must always put my clients’ best interests first.

As an Advisor at Smith Bruer Advisors my mission is to empower clients to make decisions about their finances and help them build wealth over time. My client relationships are based on trust, purpose, and clarity; factors that lead to meaningful conversations and insightful planning. I enjoy employing an analytical and pragmatic approach to serving my clients and putting them in the position to make an informed decision. Specifically, utilizing investment strategies to build lower volatility portfolios, cash flow, goal setting, 401(k) rollover planning, and comprehensive plan construction.

Outside of the office, I am proud to serve as head golf coach for Special Olympics Tallahassee and enjoy traveling with my wife, golfing, and fishing.