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FBMC Curve

FBMC Life

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Benefits

1

Health Benefits

We offer all regular full-time and part-time employees medical, dental, and vision plans with coverage levels ranging from individual to family. To offset the out-of-pocket cost of pre-tax benefits, we contribute flex dollars based on an employee’s elected coverage and years of service. Employees may choose to waive or “opt-out” of medical coverage with proof of other coverage. In addition, we cover all regular full-time and part-time employees with Term Life and Accidental Death and Dismemberment insurance equivalent to one times (1x) the employee’s salary.

2

Savings Plan

Eligible participants may choose to contribute pre-tax 401(k) contributions of up to $18,000. At our discretion, the Board of Directors may determine a matching contribution. Currently, we match each employee’s 401(k) contributions 50 cents on the dollar up to 4% of the employee’s salary.

3

The Employee Stock Ownership Plan

The Employee Stock Ownership Plan (ESOP) provides employees, with one year of service or more, stock ownership in the company. The Company makes contributions to the ESOP, currently approximately 3% of total salaries.

4

Bonus Plan

To create an environment of excellence and improve the overall growth of the company, we offer a competitive Bonus Plan. Eligibility is based on the established bonus criteria and requirements.

5

Other Benefits

Short-Term & Long-Term, Disability, Hospital Indemnity Employee Assistance Program, Direct Deposit, Flexible Spending Accounts, Family Medical Leave, Legal, Identity Theft Protection, Additional Employee Life and AD&D, Credit Monitoring, Home IT/Computer Tech. Support, Discount Purchasing Program

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